10+
years of Reliable Loan services
welcome to P-Credit
About us
Driven by a passion to empower individuals, P-Credit Limited is a licensed credit-only Micro-Finance Company operating under the Companies Act of Kenya. We are committed to delivering world-class financial solutions across Kenya, specializing in logbook loans and asset financing—all processed conveniently and hassle-free within as little as 24 hours.
At P-Credit, transparency is at the core of our operations. Our team is composed of seasoned professionals who are not only skilled but also genuinely passionate about helping our clients achieve their financial goals. With deep experience in fintech and a strong focus on customer satisfaction, we have streamlined our processes to provide loan approvals in under 12 hours, offering efficiency, trust, and convenience every step of the way.
Fast Loans Processing
Very low rates
ZERO upfront costs
NO deduction on loan amounts
What you need to get a loan
What do I need to secure a Car Logbook Loan with P-Credit?
Need Immediate Cash?
Need a quick financial solution for personal or business needs? Secure a fast loan using your car logbook as collateral. Apply now and receive a loan offer within just 3 minutes — simple, fast, and reliable.
Offer within 24 hours
You will have your offer after filling in the required details in just 24 hours.
Payback within 6 Months
We offer you a 1 to 6-months repayment period to suit your preference.
how it works
our working process
step
Submit Loan Application
Fill out a simple form with your personal, vehicle, and loan details.
step
Review & Verification
Our team quickly reviews your information and verifies your documents.
step
Loan Approval
Once verified, your application is approved within hours.
step
Loan disbursement
Funds are sent directly to your account — fast, secure, and hassle-free
company transparency
our company core
value
- Integrity
We uphold the highest standards of honesty and transparency in all our dealings. - Customer-Centricity
Our customers come first; we aim to offer fast, reliable, and personalized loan solutions. - Efficiency
We ensure timely loan approvals and disbursements with minimal paperwork - Trust
We build lasting relationships based on trust, reliability, and consistent service
We are trusted by many clients from all over the country. Cras non dui id ex mattis vehicula. Nullam posuere ligula non libero mollis, non ornare sapien rutrum. Quisque vitae risus venenatis, dignissim felis id
We are trusted by many clients from all over the country. Cras non dui id ex mattis vehicula. Nullam posuere ligula non libero mollis, non ornare sapien rutrum. Quisque vitae risus venenatis.
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call us any time
+254 795 435 753
FAQ
frequently Asked
Questions ?
What is a Logbook Loan?
A logbook loan is a secured loan where you use your vehicle as collateral. You retain ownership and continue driving the car while repaying the loan.
How much can I borrow with a Logbook Loan?
The loan amount depends on the current market value of your vehicle. We typically offer up to 60%–80% of the car’s value.
Do I need to have the Logbook in my name?
Yes, the logbook (vehicle registration document) must be registered under your name to qualify for a loan.
How long does it take to get the loan approved and disbursed?
Once your documents are submitted and verified, loan approval and disbursement can be completed within 12 to 24 hours.
What documents do I need to apply?
You’ll need the Original logbook (in your name), National ID and your KRA PIN
Can I still use my car after taking the loan?
Yes, you continue using your vehicle as usual during the loan period. We only retain the logbook until the loan is fully repaid.
"I was facing an unexpected medical emergency and needed funds urgently. P-Credit came through for me within a day! The process was so smooth and the staff were very professional. I highly recommend them!"
Grace Wanjiru
Nairobi
"What impressed me most was how fast I got the loan. Within a few hours of submitting my documents, the money was already in my account. P-Credit is truly reliable!"
Peter Mwangi
Nakuru
"I used my car logbook to secure a loan from P-Credit and I was able to boost my salon business. They offered flexible repayment terms that really worked for me."
Diana Achieng
Kisumu
I have zero cycles for this first-order optimal strategies. Closing these latest prospects is like putting socks on an octopus out of scope, for we need evergreen content What's our go to market strategy
Alexsia Jorgina
managing director
%
Percentage of loans approved
k
Happy Clients
download our app
start your loan
application with p-credit
Start your loan application quickly and easily with P-Credit. Enjoy a fast, secure, and convenient process tailored to meet your financial needs
- quick loan process
- very low rates
